Assets for owners who have departed this live or deceased are declared unclaimed financial assets, if the owner did not leave a will or financial asset records/register, if the accounts has no activities or if there has been no communication from beneficiaries to the holding institution for a specific period set by law. Beneficiaries are allowed by Law to search for the unclaimed financial assets owned by deceased persons. Beneficiaries could either be blood relatives i.e. a mother, father, siblings, children, nieces and nephews or non- blood relative, i.e. Trustee, Executor or an Administrator. This accounts could fall dormant due change of address, owners are deceased, beneficiaries not aware of its existence or due to passage of time etc.
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